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# Paytm Payment Gateway

Complete guide to integrating Paytm payments in India

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### Paytm - India's Leading Digital Payment Platform

Trusted by millions of users across India

#### 🇮🇳 India-Focused Platform

- • Leading Indian payment gateway
- • Deep local market understanding
- • Extensive merchant network
- • Government-backed digital initiatives

#### 💳 Comprehensive Payment Methods

- • Paytm Wallet
- • UPI Payments
- • Credit & Debit Cards
- • Net Banking

## 🔑 How to Create Paytm Merchant Account

1

#### Create Paytm Business Account

Visit Paytm Business and complete the merchant registration process.

2

#### Access Developer Portal

Log into your Paytm Business dashboard and navigate to the Developer/API section.

3

#### Obtain API Credentials

Copy your Merchant ID, Merchant Key, and Industry Type from the API credentials section.

4

#### Test Environment Setup

Use Paytm's staging environment for development and testing before going live.

## ⚙️ Environment Configuration

`APP_PAYTM_MERCHANT_ID="your_merchant_id" APP_PAYTM_MERCHANT_KEY="your_merchant_key" APP_PAYTM_INDUSTRY_TYPE="Retail" APP_PAYTM_WEBSITE="WEBSTAGING" APP_PAYTM_SANDBOX="true"`

## 🔌 API Endpoints

POST `/api/finance/deposit/fiat/paytm/`

Creates a new Paytm payment session

POST `/api/finance/deposit/fiat/paytm/verify`

Verifies Paytm payment after completion

POST `/api/finance/deposit/fiat/paytm/webhook`

Handles Paytm webhook notifications

GET `/api/finance/deposit/fiat/paytm/status`

Checks the current status of a Paytm payment